21+ Best Ways to Make Money Online Without Paying Anything in 2022

Make money online without paying anything

Making money online without paying anything was my middle name back in 2011.

But it doesn’t get too good until you become frustrated because it might mean those investing in their online business have no fifth sense to money usefulness or are not money frugal nerds, right?

The good news is that having been privileged these years to be online, I will share with you a lot of outstanding ways to make money online with $0. AKA, make money online without investment.

And let me warn you, I won’t just recommend complicated make money ways as creating a private label brand to sell products, no, I am in to showing you great ways if you’re just looking to make a little extra money in your pajamas.

Disclosure: Just like there are tiers and cadres, some options to earn money online without paying anything will defer from others, so, what you want to do is jump right in and get started with any earn money online ideas that resonate with you.

Top Scammy Ways To Waste Time Making Money From Home; Online Tasks

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Ways to Make Money Online Without Investment
Meme: me.me

Do you want to make money you can’t redraw? I can’t count the time-wasting make money routes I was playing with when I started.

I don’t really know where you are right now, perhaps, you are clicking on surveys or email ads and your fingers are pulling off.

Before you go on, be sure you will be able to withdraw your hard-earned money.

Ultimately, if you are not an American or a European-based country, I can bet you’ll be wasting time making virtual money you won’t be able to withdraw.

Top 2 Useless Ways To Make Money Online Without Investing A Dime

Make money online without paying anything
1.  Make Money Stuffing Envelopes From Home:

I was lucky not to jump into this when I saw a YouTuber recommending it.

Can you imagine he recommended this to his audiences while he was busy promoting another high ticket product to them?

Well, it might be that some beginners want a free method, but guess what? It’s a scammy free method.

The art or act of making money with envelopes stuffing is simply a scammy devil that won’t just waste your time but will give you reasons to watch Brian Tracy Video on Time Management.

What’s Email Envelopes Stuffing All About – How it works?

A person answers an ad for envelope stuffing by paying a fee for something—the materials, opportunity, kit, security deposit, etc. (The excuse for the fee varies.) Assuming the person ever receives anything, which is a generous assumption, he then assembles or stuffs as instructed.

The person then sends the work back, expecting payment. Yet the company deems the work—no matter how perfect—not up to its “standards.” The clause saying work must meet company standards is in the information packet, but the standards are never spelled out.

Another possible way you can get scammed is if you’re offered bonuses for signing up other envelope stuffers. Without doubts, this added element is typical of a pyramid scheme, and since there is no real income to be earned in the first place, it will collapse like all pyramid schemes – insight from thebalancecareers.com

However, make no mistake about the one called “Email Processing Jobs Scam”, why?

They work hand-in-hand with Email Envelopes Stuffing. Yeah, birds of the same feathers that flock together, so, beware lest you sweat about useless stuff all in the name of making money online without investment.

2. The Little Devil Called Paid Surveys Scam

I can show you my Paid Survey accounts for many years. These are Surveys I put in the energy yet they were all about making virtual money. Let me clarify this. 

At any point you are asked to bid for surveys what you want to do is run very far.

And if they promise you that a paid survey will make you $500 in 5 days please disappear because you’re about to be ridiculously swept under the feet.

Even though you start with legit surveys you will never make $500 in 5 days.

What you can milk from them is $1.00 – $2.50 per HOUR at the most. That is if they do not ask you to pay upfront to learn how to.

Lastly, if your country is illegible for most legit online surveys, there is no need to use a backdoor like VPN to access them because it will have precautions – working for nothing.

In fact, I advise people not to sweat over Clickbank. If Clickbank does not accept you (list of countries) then there are many legit + productive platforms to make money on the internet.

You can even start for free if you want to earn in dollars, and here for free if you’re a Nigerian/African, so, do not get lost using backdoors to earn money online.

[21+] Legit Ways to Make Money Online Without Investments

Make Money Online Without Investment

1. Online Surveys

When I came to the online world my first fit was with Clicksense. After Clicksense I went over to PaidAdverts and more I can’t recall.

Now, if you are eligible for these offers and you don’t have an extra buck to invest in a legit business, then let’s see how to get started with legitimate online surveys.

How To Get Started With Legit & Paying Online Surveys

Like any other online venture, you will need to:

  1. Visit the survey website
  2. Sign up with your email account
  3. Go on to verify your account via the email sent to your address.
  4. Log in to complete your profile – at times they may need your PayPal account.
  5. Start clicking and answering surveys to make cents & dollars.

Before we see the popular surveys, what you want to do always is starting with the ones that offer the best pay rate per hour; after all, you will be wasting your time to answer them so waste your time wisely with the high-paying ones.

Some top survey websites and apps are:

  • Swagbucks   
  • MyPoints
  • Vindale Research   
  • Survey Junkie
  • Prize Rebel.
  • Pinecone Research.
  • Global Test Market.
  • MySurvey.
  • Opinion Outpost.
  • Qmee
  • Mobrog

See more lists at moneysavingexpert.com.

By the way, if you are rejected in all, try out Mobrog and you will be glad to start making money online as a beginner.

See the survey they sent me some days ago.

legit ways to make money online without investment

2. Micro-Tasks

Make money online without paying anything

As the names imply, you will get paid to do micro tasks such as creating or correcting texts, participating in surveys, or searching and categorizing data.

For instance, if you sign up with Clickworker you will be required to work independently if at all your schedule is flexible.

That is, you get to decide when and how much you want to work for – on a freelance basis.

For these sorts of micro-tasks, all you need is a computer or a mobile device with an internet connection.

3. Website Testing

How do you feel about testing products from the comfort of your home? Sounds great? If yes, then why not check out Userfeel.

With Userfeel, you can become a tester and earn $10 per test.

Each Userfeel test lasts about 10-20 minutes and is completed with your home computer or smartphone.

To see more sites like Clickworker or Userfeel, enter into Google “sites like Clickworker” and search.

Also, see the video below for more.

10+ Ways To Make Money Online For Free

Ways To Make Money Online For Free

4. Freelance for Money

This involves solving the problems of potential clients. If you can write then many bloggers may want to hire you. 

For example, on many websites, they have the “Hire us section”. Meaning, you can hire the admin of the website which earns him or her money each time you do.

You can do the same thing. How?

You can create a one-page website using WordPress.com and list your gigs and start making money when you bring visitors to the page.

But what are some freelance inspirations?

#1. Making Money with Transcription Service

You can start a transcribing gig from the comfort of your home.

What this means is to convert either audio, mp3 (podcast), video, and more to other formats like words (texts).

The amazing thing here is that a 20 minutes audio transcription can fetch you for $10. And if you do it well, you get more from the client and referrals.


How To Create A Gig On Transcription – from Audio to Text

In your Chrome browser open up Google docs. Go to Tools, then Voice typing.

Go ahead and play the audio/video on your phone and Google Docs will type it out for you.

Once again, go through it and you’re done. Send it to the client and get your cut.

Top Freelance Websites to Get Started and make money as a Beginner
  1. PeoplePerHour
  2. Fiverr (I started here)
  3. Guru
  4. ProBlogger
  5. JobDone
  6. Blogging Pro
  7. Konker
  8. Online Writing Jobs


For an in-depth guide, check out 50+ Easy Fiverr Freelance Jobs Examples to Start Today!

5. Web Design

There is no doubt that you can start designing websites if you really want to.

Here is the thing. If you want to do it then you can because there are free resources to get started with. Some even charge a low amount to get you started.

How To Make Money With Zero Dollars As A Web Designer

Simply go to YouTube and search for web design tutorials.

Alternatively, you can use CodeAcademy, Udemy, Bitdegree, and a lot more to get started. Don’t fail to check out Tut+ (Envato) and SmashingMagazine.

When you would have finished up, sign up on the above freelance websites, and start offering your gig.

6. Graphic Designer

I like guys that can draw or turn images into cartoons.

Recently, I ordered a cartoon which meant I had to pay about $8 for it.

Now if you are good as a graphic designer then there is a lot of work available for you.

Some of the notable side gigs for graphic designers are website logos, marketing materials, packaging and labels, blog and social media images, and much, etc.

To get inspiration, you can visit the following websites.

I Love Typography | Logo Design Love | Just Creative | You the Designer | Designmodo

And as always, you can get started with no investment by setting up a profile on Fiverr.com or other listed freelance websites.

7. Conduct Market Research

Just some days ago I was reading about a guy who shared how he did market research for companies.

You can simply do this by researching the demand/volume trajectory of the company’s market reach.

The primary market research is what you collect yourself, with regards to customers you do this by basically getting out and talking to customers.

If you are targeting a digital business or one that does not have a specific geographic area you can create online surveys to get people to their business.

Going further, you can also create landing pages to A/B test products and ideas and see what converts.

To get started, you can create surveys with Google Form. And for A/b testing, you can try out GetResponse for free.

Make money online without paying anything

8. Affiliate Marketing

When you hear of Affiliate Marketing, what comes to your mind? Don’t stress yourself, here is what it is all about.

Affiliate Marketing is a form of Internet Marketing.

Affiliate marketing is simply selling a product or service you don’t have to create.

The product or service can be from both an individual and a company.

From an individual – selling Barack Obama’s book. The Obama Family: Life in the White House.

get started with affiliate marketing om blogging

So if you promote the book to the right audiences, maybe using Facebook ads, WhatsApp, YouTube, Twitter, or your blog, and any of them end up buying it, then that’s affiliate marketing.


Why is Affiliate Marketing so Popular?

Why Affiliate marketing (video) is popular is because it is profitable, period. How do I mean?

Imagine promoting a product or service you don’t have to create or own. Which if you’re the vendor/creator it comes with a lot of owner’s support for the buyer.

Your ONLY work is to send traffic to the product page and when it is sold you get commissions for your efforts.

For instance, if you send traffic to Barack Obama’s book on Amazon.com page using your affiliate link and you make a sale, you will get a commission.

For that simple act which is a form of internet marketing, you would have created a money-making stream on the side for yourself.


How To Start Affiliate Marketing Without Investment – Part 1

How to succeed – you need affiliate offer to promote | Shortened link | Email List & Landing Page | Email List | Traffic.


#1. An Affiliate Offer To Promote

To get started, go to any affiliate marketplace, Clickbank, Warrior Plus, Jvzoo, Expertnaire (Naira), Amazon Associate, and sign up as an affiliate.


#2. Shorten your Affiliate link

Get your affiliate link and go to bit.ly or TinyUrl and shorten it.


#3. Email List and Landing Page

  • Email List

Only build an email list if you want to keep reminding your visitors about the offer. To create an email list, we will use GetResponse.

The good thing is that you can start with GetResponse for free.

Alternatively, you can use EmailOctopus to build an email list for free.


  • Landing page

This is where your visitors will land when they click on your affiliate shortened link.

Log in to your GetResponse account, go to Menu > click on landing pages >  click create to build your free landing page.


For instance, if I was promoting a program on building a profitable online business, my caption could be “LEARN HOW TO BUILD A PROFITABLE ONLINE BUSINESS”

Make money online without paying anything

With such a caption, I would use a converting Call To Action (CTR) button. Something like “Click here to find out now (with your affiliate link)”


Related Guide: see how to use Google Form as a landing page (video guide).


  • Traffic

You can go to Reddit, Quora, or Facebook groups and harvest fresh traffic.

Before you leave any link there, make sure to add value to people.

It is from the value that you add to them that they will be happy to click on the link you left to see what you are up to.

And it should be noted that the link you want to leave should be a landing page and NOT your affiliate link.

Why not affiliate link? You can be banned most especially if it were on Reddit.

The Results

If your visitors buy from your link then you would have made your first income from affiliate marketing without spending a dime.

And if they don’t, since you grabbed their email addresses using a tool like GetResponse or EmailOctopus, keep sending them reminder emails for free.


The next big question?

How do you get emails to send to your email subscribers?

Now, there is what we call Email Swipes. The good thing is that most affiliate networks have them where affiliates can copy, edit and use for free.

While I don’t know if Amazon offers that, evidently, you will find this on Clickbank, JvZoo, Warrior Plus, and Expertnaire (Nigerians only).

For a detailed guide on setting the affiliate system as discussed above, check out how to make your first $500.

 ➡ Also, see how to make money on Reddit using Affiliate Marketing.

How to use GetReponse: create a free landing page with automation


9. Make Free Dollars to Sell a Demanding Gig

Truth is, there is a possibility that there are a lot of people looking for ways to receive payment in your country if PayPal is not allowed.

Also, other people are struggling with opening an approved Upwork account. Do you know what to do? Find a solution.

When you are confident of solving it, do it for free for about 4 persons. And when successful with the process, start helping more people for a fee.

Just a tip. While others may charge $50 or more (be it PayPal or Upwork account opening), you can do it for $20 which is still a fair income.

10.  Design & Setup WordPress Websites for Money

This does not get so boring. I love this so much that in the last 10 days I have designed close to 8 landing pages and front pages combined.

Just take a look at this site’s front page, do you like what you see? What of this one? Do you like it as well?

If your answer is yes, then you can simply do that for others and get paid.


What tool do you use for the design?

Free web page builders such as Elementor, Beaver, and SiteOrigin are all good fits.

Note, I recommend you have some samples in case you are asked by a potential client.


11. Write & Get Paid

You can start writing and get paid. Yeah, you don’t have to create a WordPress.org blog if you don’t have the funds just yet.

Start with the free ones; Medium, tumbler, Weebly, and more.

But note, you can’t just write and that is it. You have to share the blog posts and let’s hope someone or a company notices your writing and come on to collaborate.

Your question now is,

Does this work?

First off, you can see how I used a 10% influence to do it.

Secondly, most of the things on this list are from my experiences and what works, so, they’re not vague methods from the moon.

The next question,

Will it be easy to find your first collaboration?

The answer is as good as what’s in your mind now – no. But luck is part of the deal. See how Tim Denning did it.


Advanced Ways on how to Make Money Online for Beginners

how to Make Money Online for Beginners

Let’s go further as we see how to make money online for total beginners.


12. Quora Partner Program

Do you know you can make money online without spending a dime on Quora, all for free?

Personally, the only code I have cracked on Quora is swimming on Affiliate marketing. But there is more. This is known as Quora Partner Program.


“What is the Quora Partner Program All About?

According to patchesoft.com, the Quora Partner program is an invite-only system that will pay you real money for asking questions on Quora.

That’s right- by just asking questions, you can potentially earn thousands of dollars every month.

Before you get started, kindly note that there are strict policies and guidelines you must adhere to in the Quora partner program.

13. Medium.com Partner Program

Yes, don’t be alarmed that you can earn from medium.com. Why?

They charge her exclusive content readers $5 a month, so, part of that cake is what you will get when you enroll in Medium Partner Program.

To join the Medium Partner Program, all you need to do is to link your Medium account with your bank account or debit card via Stripe. You’ll find more information below.


Note: See this page to check if Stripe is available in your country. If you’re a resident of India, please see this article to learn more before proceeding.

  1. Go to medium.com/creators and click Join the Partner Program at the bottom of the page.
  2. Read and accept the Partner Program Terms.
  3. Connect your bank account or debit card with your Medium account by choosing the option relevant to you from the list and click Set up payments on Stripe.
  4. Fill out all the information required by Stripe to create your Stripe account. You must use your legal name, and not anonymized or pen names. To learn more about choosing the right type of Stripe account to your needs and setting up payments, see this article.
  5. Finish creating your Stripe account.

Once you enroll in the Partner Program, you will be able to publish stories on your own and start earning money from them.

To learn how to make your story eligible to earn money, read this article.


When Do You Get Paid?

Your Partner Dashboard is updated every day. Medium will deposit your earnings into your bank account on the last Wednesday of every calendar month.

They use UTC days, meaning they include all earnings from activity during midnight UTC to 11:59 PM UTC. Earnings are then updated within a few hours.

Ready to jump in and make money? Why not. Sign up.

14. AdSense Earnings on Blogger.Ccom

Do you know you can make money with AdSense without owning your branded blog, no? IF NO, HERE IS IT.

You can go right now and create a free blogger.com account. Go ahead and start writing on it.

The good news is that your blogger account has an automatic integration for AdSense, all you need to do is open an AdSense account, copy the code and paste for processing.

When accepted into the program, you will get an email notification.


Assuming that your application was approved, to increase traffic to your blogger site, you want to conduct keyword researches.

For this task, you can use free tools such as AlsoAsked.com, UbberSuggest or GoogleAdwords.


Related Guide: How I Got Google AdSense Approval in 990+ Minutes; Add site, Connect & Earn Passive Income from AdSense

15. ADMOB Earnings

It’s amazing what I can use my PC to do if I can program or play with AI.

But do I need to know how to make mobile applications to make money with Admob for free? The answer is no.

Make money online without paying anything

To get started for free, go to BuildFire and see tutorials on how to go about it or use their services to build an app.

When your app is ready, you want to share it with your peers to get feedback.

If the feedback is positive, you can then upload it on Google PlayStore and start promoting it.

Lastly, when there is a fair progress, you can now register on Admob to make money.


Personal tip: I recommend you build an android app first before you consider another for the iOS system users.

16. Children’s YouTube Channel

It’s easy for me to say “start a YouTube channel to make money for free”, but what sort of?

I think one of the fastest ways to make money is starting the children’s channel.

The thing with these kinds of channels is, you don’t need anyone to speak on the video. How do I mean?

Think of Tom and Jerry. They hardly say a word yet their videos are raking millions of views.

If you are in for this idea, then here are some video tools to use for free.

Free video tools. Loom, OBS, and VSDC.

How Do You Start A Free Money Making YouTube Channel?
  • Choose the topic for your channel. Use a tool like VidIQ for keyword research.
  • Create a YouTube account and name your channel.
  • Record your first video.
  • Upload it to YouTube.
  • Study YouTube SEO so you can get exposure for your videos.

17. Submit Listicles to Top Sites

Do you know you can make money submitting articles to new sites?

For instance, Babyfit.com is for women at different stages of family life, with a focus on conception, pregnancy, and parenting.

Although they occasionally hire writers who specialize in “health topics related to pregnancy, parenting, nutrition, and fitness, the good news is that they pay $25-$90 per article.

Ready to make your first money?

Go ahead and start submitting articles to top new sites. All you’ve got to do is look out for their “Write for us page”.

See the video below for more sites.


Ways Make Money Online Without Registration Fee

Ways Make Money Online Without Registration Fee

Perhaps you are looking for a few ways on how to make money online without a registration fee, let’s see a few before we call it a day.


19. Submit Photoplasty and Pictofacts

You can make money by coming up with quality Photoplasty and Pictofacts Contests. And what are those?

Taken from Cracked.com, Pictofacts involve light writing and research and Photoplasty is a little more artistry-based.

What happens is that you get paid for knowing how to use Photoshop. Please learn more and see how to earn

20. Drive On Your Schedule

I like the fact that I can drive and make money on my schedule. How can you do this? Try first with Uber. 

How it works

Drive and make as much as you want. And, the more you drive, the more you could make. Plus, your fares get automatically deposited weekly.

Most attractively, you only drive when it works for you. There’s no office and no boss. That means you’ll always start and stop on your time—because, with Uber, you’re in charge.

Check out Uber here and also Bolt.

21. Teach Online Students

As of the time of writing I am having an online class with some students. How about you?

Do you think you can make money if you have experience in any field?

The answer is yes, and you are just one step away from getting started today.


How to get started

Go to websites like Udemy, Coursera, Bitdegree, and more to sign up as a tutor; as most of these online course platforms allow you to list your course for free in exchange for getting commissions based on sales.

Alternatively, if you want to host your own online course, then you can use the best sites and create your online course free.


22. Place Ads on Your Social Media Account

Perhaps you’re an influencer on social media. What could you do with that? Leverage it, please.


A few months ago I went out to ask an influencer of about 10,000+ followers to tweet my website for me. Guess what?

I was billed more than $10 for a start – 3 times tweets. So you see this works if you’ve garnered the right and engaging audiences.

And if you are doing this, I think it works best on Twitter & Instagram (my opinion though).


23. Make Easy Money Online Fast as a Virtual Assistant

There is more to being a virtual assistant, however, the most important thing is that you will be ready to provide support services to other businesses from a remote location.

People love Virtual Assistants, do you know why? Here is it. Because getting virtual help is crucial for home business owners to maximize income and facilitate growth.


How To Launch Out As A VA:

  • Decide on the services you want to offer
  • Create your own website to list your services and allow people to contact you. You can always use a free website if you want or create a simple site in 5 minutes.
  • Look for VA opportunities from the already listed freelance places.
  • Reach out to people and businesses that you think would benefit from your services.

24. Watch Videos and Earn on Coinbase

This might be weird as you know, but truth is, it is worth it if you’ve got nothing at all from the list that suits you. Here is how this works.


You can start watching quality videos on a site like Coinbase.com. They will pay you in cryptocurrencies, from there you can exchange it to PayPal and use it as you want.


How To Get Started

  • Sign up at Coinbase.com
  • Enter your email account.
  • Verify your account and start watching videos to earn more without investing anything.

Okay, so, what if you don’t care too much for now about making money online, as in, you just want a paying job? If yes, then no worries because Jobsora has got you covered.

For jobs in all regions, check out https://uk.jobsora.com/ and start searching for relative jobs that suits your interests and strengths.


Final Notes on Free Online Investment Earnings

There is no doubt that all the above can fetch us money, anytime and at any moment.

However, while the bad side of some make free money streams is that you will need to sacrifice your time to earn small bucks, the big ass part is that you can also make money building a profitable online business for free.


Before I hand over to you…

It’s worthy to note that earning my first money online came from Affiliate marketing which I showed how I earned my first $100 online.


Over to you.

What’s your personal experience earning money online without paying anything?


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