UBA Dollar Prepaid Card: How to Send & Withdraw to Bank

Uba Dollar Prepaid Card

The United Bank of Africa created the UBA Dollar Prepaid Card as a standalone card for everyone – both UBA and non-customers to provide faster and more international money transaction services.

The card gives the flexibility to spend what you load on it and helps manage your finance better as your personal banking details are safe on the internet (since the card is not linked to a Bank account).

Being able to use the card on millions of retail outlets all over the world, and helping freelancers, digital marketers, and bloggers withdraw from PayPal are some of the main reasons the UBA Dollar prepaid card became one of the biggest international money transfer cards for online payments and shopping in Africa and Nigeria.

They now have tens of thousands of users in Africa and millions of transfers occur through the UBA Dollar Prepaid Cards (both Naira and Dollar variants).

Keep reading our UBA Dollar Prepaid Card Review to learn more about its features, fees, and ultimately how to send & withdraw money to Naira.

UBA Cards and Their Types

Contents hide

There are 2 types of UBA Prepaid Cards. The first is the Naira Denominated and the second is the Dollar or USD Prepaid Card. And kindly note that Africard is the same as UBA Prepaid Card.

Today, our bone of contention is the Dollar Card. If you want to read more about how to use the Africard, check out this guide.

What is the UBA Dollar Prepaid Card?

The UBA Dollar prepaid card is a pre-funded and re-loadable Dollar card that is accepted both locally and internationally at all Visa acceptance points (ATM, POS & web). It is a stress-free, quick and easy medium for online business transactions both locally and internationally.

Pros

  • It is available to both UBA & non-UBA customers.
  • The UBA Dollar prepaid card exchange rate is higher than the Local Bank rate; you get the best exchange rate.
  • Both individuals and businesses can use the card. 
  • You can move funds from PayPal to the card instantly.
  • You can use it for payment of online subscriptions, social media, and digital ad platforms/services.  
  • You can spend up to $10,000 monthly with the card.
  • You can move funds to another UBA Dollar prepaid card user.

Cons

  • It doesn’t support all 3D platforms and users cannot transfer funds to these services.
  • You cannot load the card with Naira.

Listen Up. Want to get the Latest Tips and Updates on PayPal & UBA Dollar Prepaid Card funds Prices and News? If yes, join our NEW exclusive WhatsApp community here.  

What is the Cost & How Much is The UBA Dollar Africard?

The UBA Dollar Card is FREE of charge for all citizens of Nigeria, and you don’t need to open a Bank account with UBA before you can get the card.

 

Is the UBA Dollar Prepaid Card Safe?

The UBA Dollar Prepaid Card is a secure international Visa card that gives you unraveled online transaction protection.

The security operations team/ Customer Fulfillment Centre (CFC) at UBA will at any time suspend, restrict or cancel your Card or refuse to issue or replace a Card for reasons relating to concerns about the security of your account or Cards, or if they suspect your account is being used in an unauthorized or fraudulent manner.

The Card agreement is governed by the Laws of the Federal Republic of Nigeria including laws pertaining to money laundering, CBN regulations, guidelines, and other applicable laws in Nigeria.

Therefore, they reserve the right to terminate this agreement immediately upon suspicion of false information or a fraudulent /criminal act is ascertained against you.

Benefits of the UBA USD Prepaid Card

  • Desktop & Mobile Compatibility

You can use the UBA Dollar Prepaid Card both on desktop and mobile devices. The UBA mobile app which is available for free on iOS and Android devices enables the seamless usage of the card. Just like many mobile banking apps, it is intuitive and easy to use.

Note: their mobile application is not so effective for Prepaid Card transactions.

  • Personal Portal Account

As a user, you can manage your card transactions such as “Activity, Transaction Tracking, Account Deactivation ,etc” using a dedicated portal known as the GtpSecureCard.

  • Linking and withdrawal from PayPal accounts.
  • Online shopping.
  • Card-to-Card transfer to other Africard users.
  • Payment of online subscriptions, hosting fees, and ad platforms.

UBA Dollar Prepaid Card Fees

  • Opening and maintaining a Card account with UBA is free, and it doesn’t involve a monthly cost. However, you will be charged $3.15% (VAT Exclusive) as a Card issuance fee.
  • The annual card convenience fee (VAT Exclusive) is $20.
  • SMS alerts cost $0.01. The International ATM withdrawal fee is 0.6% of the Transaction Amount subject to a minimum of $3.5 per ATM withdrawal (VAT Exclusive).
  • OCT inflow (Original Credit Transaction inflow from platforms such as PayPal, etc costs 1.5% of Transaction Inflow Amount (VAT Exclusive).

UBA Prepaid Dollar Card Requirements & Documents

To get the UBA card, go to the bank with the following documents:

  • One passport photograph
  • National ID card
  • Utility Bill (Nepa or Water bill)
  • BVN

How to get a UBA Dollar Prepaid Card

Before transferring USD funds from one customer to another and getting access to all the services of the Dollar prepared card, you will have to get the Card first (and set up a card account if you want).

Getting the Card in Nigeria is a straightforward process. See the steps below.

  • Visit any UBA Branch closer to you.
  • Request for “UBA Dollar Prepaid Card”.
  • Fill out the application form with your documents.
  • Submit the form & wait for the card print/issuance.
  • Get the card & confirm that your name is spelled correctly.
  • Fund and change the PIN for the activation process.
  • Start using it.

Note: a USD Prepaid Card may have or not (a dollar sign on top of it, so, observe).

Uba dOLLAR prepared CARD

Related: How to Get a UBA Dollar Card Online

How Long Does It Take to Get the UBA Dollar Prepaid Card at The Bank?

It takes from 30 minutes to 2 hours to get the USD Africard after filling out the Card form and providing your details.

Summary Limit of the UBA $$ Prepaid Card

From firsthand usage, the UBA DOLLAR Prepaid Card Daily Limit is $1,500 while $10,000 is the maximum per quarter.

How To Load UBA Dollar Prepaid Card Online

1. Buy a Minimum of $10 and Fund the Card.

You can purchase the funds at the black market or check out fnfSwap if they have “Dollar Card funds” of $10 in stock, if yes, they will fund it for you instantly without the stress of looking for and buying it at the black-market high rate.

If your Card is funded by fnfSwap, you will get an instant alert. And if you are buying from an Aboki to fund at the bank, continue at step 2.

2. Fill Out a Deposit Slip and Pay Over the Counter.

After getting the Dollar funds, fill the deposit with your details – the account number is your customer ID – found at the back of the card – that is, the 10 digits number.

Fill in other details and hand over everything to the bank personnel for it to be funded.

3. Get a Funding Alert

Immediately after the bank personnel funds the card, you will get an email or SMS alert of a successful Prepared Card funding.

Related: Full guide to fund your UBA Dollar Card Online

How to Activate UBA Africard Dollar Card in 4 Steps

1. Sign the Prepaid Card

Turn over and sign the reverse of the card where you have a signature panel.

Uba prepared cliet ID CARD

2. Detach the Card to reveal the PIN

Gently detach the Prepared Card to reveal the PIN – attached to the A4 paper.

Note: the first PIN is your ATM 🏧 PIN.

The second is your WEB PORTAL CODE – to be used online. So, the PIN for activation is the first one – which is the ATM PIN.

3. Fund the Card.

(If it was a Naira card, you could fund it via the UBA mobile app, UBA internet banking, or USSD, but since it is a dollar card, you only load either it by buying Dollar funds from an external source or by moving funds from your DOM account – that is if you have one and money in the account, and ultimately, using the easiest method with fnfSwap instant funding.

4. Activate the Card at an ATM point.

After loading the card, activate your card by changing your default PIN on the A4 paper to your preferred PIN – at any UBA ATM point in the country.


How to Activate UBA Prepaid Card Online & Offline Fast

How to Move & Withdraw Funds from PayPal to UBA Dollar Prepaid Card

how to withdraw from uba dollar prepaid card

 

1. Make sure you’ve activated and loaded your card with funds.

(Note – without loading your card with funds and activating it, linking it to PayPal will get it declined).

UBA Prepaid card not working on PayPal

2. Link the Dollar Prepaid Card to PayPal.

linking-paypal-account-from-uba-africard

3. Go to “Transfer Money”

Select “Transfer Money” on your PayPal account > Select move to Card.

Features of the Prepared Card

4. Enter the amount to move from PayPal

Enter the amount you want to move from your PayPal Balance to the Card.

Activate UBA Dollar Prepared Card

5. Click on Continue to make the transfer.

Confirm the amount and click on transfer via Card. 

6. You will receive the money instantly and alert.

Immediately, you will receive a notification in your Email or SMS to the phone number linked to your UBA Afri Card account.

How to Send and Withdraw Dollar from PayPal in Nigeria

Don’t miss: How To Withdraw from UBA Dollar Prepaid Card

What is the UBA Prepaid Card Dollar to Naira Rate?

uba rate today

The current UBA USD rate is ₦430/$ in any UBA Branches in the country while the rate goes up to ₦500/$-₦550/$ with local exchanges, and the Best Rate in the Country is with fnfSwap which is over ₦680/$ with instant Naira payment to your bank account.

How to Send money to another UBA Dollar Prepaid Card Holder/User

Did you know you can send money to another user either by using the UBA mobile app or the web portal? Yes, you can. Let’s see how to do it using the UBA Card portal method.

  1. Log in to your get gtpsecurecard.com/UBA/Login account.

If you are new, just click on Set up New Account” and follow the prompts to get it set up.

  1. Look at the top right (on a mobile phone) or top left if on a computer by clicking the Menu and go to “Card to Card Transfer”.
  2. Enter the details of the recipient.
  3. Click on confirm to make the transfer
  4. Enter the transfer code sent to your phone to finally endorse the transfer.

How To Withdraw from UBA Dollar Prepaid Card

uba africard dollar card nigeria

 

1. Log in to your Card Portal

To log into your card portal, go to www.gtpsecurecard.com/UBA/Login and enter your details.

uba africard dollar card

If you are a new user, click on “set up a new account to get started”.

Username – this is what you set up during the registration process.

Passcode – this is the new PASSWORD you choose during the registration/setup process.

When you enter these 2 details, click on Login to log into your UBA Dollar Card account.

2. Go to Card-to-Card Transfer

Look at your Top Right (on a mobile phone) or Top Left if on a computer by clicking the Menu and going to “Card to Card Transfer”.

How Withdraw Money from Uba Dollar Prepaid Card

3. Endorse the transaction.

Click on “Confirm” to proceed with the transfer operation.

UBA Dollar Prepaid Card Fees

4. Enter “fnfSwap Card details”.

Recipient Last Nameuse – OFFIONG.

Customer IDuse – 0013737018

Amount – enter the amount you wish to exchange.

Note – you can only move $300 per transaction. So, if you want to exchange $600 for instance, you will have to move the funds 2 times ($300 per time/transaction). See below

What is the UBA Dollar Prepaid Card

When done, click on “Confirm” to continue.  

5. Enter the Transfer code

Instantly, you will get an SMS to the phone number linked to your Afri Card account.

Now, go ahead and enter the “transfer code” sent to your phone to finally process the transfer.

Done – you will receive an alert that you’ve moved $250 to fnfSwap.

How to Send and Withdraw Dollar from PayPal in Nigeria

6.  Get your funds instantly in Naira to Bank Account 

For instance, with a $250 Card Fund transfer –  you know that your exchange amount in Naira with fnfSwap is over ₦170,000.

This is far better than the ₦107,500 – you would have gotten with the local bank rate; losing over ₦50,000 of your hard work/earnings. 

That is all about withdrawing Money from UBA Dollar Prepaid Card in Nigeria.

Click here to exchange with fnfSwap 💱.

Click here to ask questions.

 

UBA Prepaid Card Customer Support

You can contact the customer support team through email, phone, and office address.

You can write to them at Head, Prepaid Card UBA House, 57 Marina, Lagos, Nigeria, or call them at Tel: 01-2808822, 08002255822, 07002255822.

The phone support is available from Monday to Friday, but it’s also helpful and quick. 

You also have the option to send them an email via cfc@ubagroup.com.

Conclusion

The UBA Dollar Prepaid Card is one of the best options to withdraw PayPal money and transfer the same from one user to another.

Luckily, it transfers money instantly from PayPal and takes the same second to reach your Dollar Card.

Besides having the flexibility of using to fund your online shopping, it transfers money in a simple and secure way.



FAQ about the UBA USD Prepaid Card?

What is a UBA Dollar Prepaid Card?

The UBA Dollar Afri Card is a pre-funded Dollar variant card. It is accepted both locally and internationally at all Visa acceptance points (ATM, POS & web) and is dependent on the type of prepaid card.

What is the UBA Dollar Prepaid Card Limit?

You can spend a maximum of $10,000 per month on international platforms with the UBA Prepaid Dollar Card while you have a limit of $20 a month on international platforms for the UBA Prepaid Naira Card. You can learn more here.

How many UBA Prepaid Cards are available?

Three (3) popular types are the Naira, Corporate, and Dollar variants of Prepaid UBA Cards. Other unknown card variants are Gift cards, Salary cards, Expense cards, and Co-branded.

Where Can You Get the Dollar Prepaid Card By UBA?

You can get the USD Africard at any branch of the United Bank of Africa.

How do I Activate my UBA Prepaid Cards?

You can activate your prepaid card at any UBA ATM close to you using the ATM PIN on the pin mailer that comes with the card. All you need to do is select the ‘Change PIN’ option on the ATM, include the default PIN, and change it to your desired PIN.

Can I have more than 1 Prepaid Dollar Card?

No, you can’t. A cardholder is entitled to only 1 Naira-denominated Prepaid Card and 1 Dollar-denominated card. 

How To Get UBA Dollar Card?

Walk down to the UBA branch, present your National ID, Nepa Bill, 1 passport photograph, and BVN, fill out the UBA dollar card form, and wait for the card to be issued. Fund and get it ready for use.

How Do I Fund My Uba Dollar Prepaid Card?

#1. Contact fnfSwap for the $$ amount you need.
#2. Send the funds to fnfSwap account details.
#3. Drop your Customer ID & Last Name your customer ID – is the 10 digits at the back of your card.
Your UBA prepaid Card will be funded in 1 – 15 mins.
Alternatively, you can buy Dollars from Aboki, take them to the bank, and fund. See the full funding guide here.

How To Activate Uba Prepaid Card Online?

Go to the UBA Group website, enter your first 6 digits and check the validation if activated or not.
Alternatively, fund your card and change the default ATM pin to a new one. See the complete guide here.

How Much is UBA Selling Dollars?

UBA does not sell Dollars to individuals over the counter unless you are an international business partner. Therefore, the only way to get a dollar is to buy from an external source or get it transferred to you from friends and family.

UBA Dollar Buying Rate

UBA Dollar Buying rate is perked at the official bank rate which is out ₦430/$. If you want the best rate then work with fnfSwap.



2 Comments

  1. olupencil

Write a Comment