How to withdraw PayPal Funds to a Nigerian Bank Account is one of the hottest nightmares for digital marketers and online entrepreneurs, and I get it because I was there.
While a lot of Nigerians have resorted to buying PayPal accounts of various types, such as USA PayPal accounts, Canada, UK, Germany, etc., my advice is, to keep everything legitimate so you can always prove account worthiness.
That is to say, have verification documents at hand, else, do not keep above $100 in your PayPal account.
And in case you do not know why PayPal is so popular. Truth is, since 1980 PayPal debuted, it has been a go-to low-volume payment processor for thousands of merchants online.
According to Marketland, PayPal operates in more than 200 countries and in 26 currencies and allows various users to integrate PayPal checkout on their websites, band logs, and even extend credit to customers.
And as a Nigerian, if for instance, you are a freelancer on Upwork or Fiverr, you will agree with me that you have PayPal as one of the alternative payment processors.
The Nigerian Struggle with PayPal as a 100% payment processor
If you’ve been into online business for a long time you would have seen the petition Nigerians signed on Change.org demanding PayPal to allow us to receive and send funds –
Before it was closed, the petition had since received over 1,500 supports.
Personally, I could remember when I sold and withdrew my PayPal funds at N320 per dollar I received for a friend from abroad via a local exchanger.
For me, I was happy because I could get the funds in Naira to my bank account.
But in 2020, the story had since changed, and now, I don’t just withdraw PayPal funds on my own, I do it in less than 10 minutes, and most interestingly, you can get your funds at the best Naira to Dollar rate. Amazing, right? Yeah.
The best news is that today, you too will NOT ONLY learn how to withdraw your PayPal funds to your Nigerian bank account, but various withdrawal methods available to you and tips to safeguard your account.
Without further ado, let me now show you the steps to withdraw money from PayPal in Nigeria.
P.S : You can jump to the last section if you want to see how I do it.
How to Withdraw and Send Money from PayPal to Nigeria Bank Account
Withdrawing PayPal funds to a Nigerian bank account is a simple and straightforward process.
The first way to withdraw PayPal funds is to use a local exchanger or via bank card.
Let’s do it on our own without any third party. This method works Best for those who have Business PayPal accounts.
And when we are done with the first method, we will talk about how you can withdraw from PayPal Balance – that is, if you are using the UK, USA, South Africa, and other PayPal accounts that can send funds as “FNF – Friends & Family”.
Let’s get started with the steps involved.
1. Use a Verified PayPal account
The very first step to withdrawing your funds is to make sure you use a verified PayPal account.
But before that, make sure that you didn’t use invalid information to open your PayPal account.
That is to say, you are in Nigeria but you used UAE or South African document details. More on this later and why I closed my first PayPal account.
To verify your PayPal account, first, go to the email address you used during the PayPal account opening and click the link sent.
Here is what it looks like.
2. Add and Link your credit card to your Account
Upon verifying your PayPal account, the next step of action is to link a bank card from which you will be able to withdraw the funds.
For the bank card to use, there are lots of them but cards from UBA AND Firstbank trump others. Well, Zenith and GTB are quite popular but I once tried GTB some time ago and it didn’t work.
Below are the 3 cards and the denominations I recommend for our clients based on first-hand usage and experience.
The Best 3 Credit Cards to Link to PayPal for Withdrawal in Nigeria
For bank cards to use, the best and most recommended are in the following order.
- Using UBA AFRI Card – Dollar Prepaid denominated Card – is the first choice & best for PayPal transactions.
- Using UBA AFRI CARD – Naira
- Using FirstBank Card – Gold Card
The above are my go-to cards to work with PayPal from Nigeria. Let’s talk about them.
Using UBA AFRI Card – Naira Variant on PayPal
First off, all the UBA Afri cards give you instant withdrawal- that’s a significant advantage.
The only disadvantage with the UBA Afri Naira denominated card is that you will get your funds at a VERY LOW EXCHANGE VALUE/RATE using the local bank rate as compared to the dollar-denominated.
Withdrawing from the UBA Naira Prepaid Card to your Bank Account in Naira
To get the withdrawal, all you need to do is link the Naira Card to your PayPal account, transfer the Dollar funds you want withdrawn, and finally get it in your bank account after being processed.
You should get Naira from 24 hours to 72 hours or more.
That is it to get your funds at about ₦430/$ – at the local bank rate.
Luckily, the good news here is that you can get your money from PayPal at a better rate and instant payment. Let’s see below.
Using UBA AFRI Card – Dollar Denominated.
I recommend using UBA AFRI Dollar Prepaid Card – if you want to get the best exchange rate for your funds. How?
While the UBA AFRI CARD – Naira denominated gives you a low and local bank rate of about ₦400+ currently, with the AFRI Dollar card you can exchange by selling the funds using fnfSwap by IsuaWealthyPlace at over ₦650/$ – for the best value.
Kindly note that the Dollar denominated card may have or no dollar sign on top of it (but it usually does).
Withdrawing from UBA Dollar Prepared Card to your Bank Account in Naira
To get the withdrawal, all you need to do is link the Prepaid Dollar card to your PayPal account and transfer the intended amount to your card and you will get it in USD.
From there, you exchange it using fnfSwap at a high rate and for instant funding. Read down for more on it.
Using FirstBank Visa Card – Gold Card
The FirstBank card that enables withdrawal from PayPal is called Visa Gold Card. So, should you be going for this one, you want to ask for a FirstBank Visa Gold card.
I wouldn’t talk more about the FB Visa Gold card since withdrawals are not swift as compared to UBA cards.
P.S: note that all these cards are VISA…
UBA Afri Dollar Card vs Naira Prepaid Card vs FirstBank Visa Gold Card
Why I prefer the UBAs is that their withdrawal is instant as compared to the FirstBank Gold card which the withdrawal might reflect from 1-5 or 7 days.
Later on, we will talk about the best withdrawal method to save you all the stress.
What are the Best PayPal Account Countries for UBA Prepaid Card Linking and Withdrawals?
Below are the top PayPal countries you can easily withdraw funds to your Afri card.
- Lesotho Business PayPal
- UAE Business PayPal
- Senegalese Business PayPal
- Mozambique Business PayPal
- Serbian Business PayPal.
- Nigerian Business Account PayPal
- Iceland Business PayPal.
Note – even if you do not have a PayPal account from any of the above countries, I will still tell you how best to move your funds for Naira. So, everything is on me to make sure your funds are withdrawn from PayPal. Let’s go on.
Continuation to linking your prepared card to PayPal…
Now, to add your card, click on “Payment”.
From there, go to “Link a new card”.
- Enter your card details and you will get a 4-digit code to input and verify the card linkage.
- Click on Continue to move on.
When done, you will have been 70% ready to withdraw your PayPal funds to your Nigerian Bank account.
Before we go on, here is how to link the card to the account.
3. Withdraw the Funds from PayPal with a $5 charge
Receive PayPal funds. For some of us that do not know, we use a PayPal email address as the account number to receive PayPal funds from other accounts.
To do that just copy your email address linked to the PayPal account and give it to the sender to send the funds.
Going on, having been convinced that we’ve received PayPal funds and it’s available in your account, I recommend you to leave the funds for about 24 hours “if it is a new PayPal account”.
The reason is, that as a new PayPal account user, you need to build a good reputation with your PayPal account first.
Finally, to withdraw the funds, look at your top right corner and click on “Transfer”.
Go ahead and select the card you want to send the funds to (if you linked more than 2 bank cards).
Enter the details of the linked bank account and finally click on withdraw and confirm the transaction, and $5 will be charged.
When done, you will get a notification of a successful transaction.
Here is what it looks like.
Kindly note that the $5 is constant. Meaning, whether you withdraw $600 or $1,000 you will still be charged $5 in fees.
Question; want a deeper guide on withdrawal from PayPal? If yes, bookmark the post below.
Detailed Steps on How to Withdraw from PayPal with the UBA Prepaid Dollar Card.
Let’s continue.
4. Receive the Dollar Money in your Bank account
Finally, receive the funds from your bank account.
Basically, you will get a PayPal account notification that you’ve sent money to your local bank account.
For the First bank withdrawal, you might receive the funds in your account after 1-5 or more business days based on the transacting process.
And for the UBA Dollar Afri Prepared card, it is instant!
Here is the final withdrawal process.
Those are the basic steps you need to withdraw PayPal funds to your local bank account here in Nigeria and also do it yourself.
The Cons & Money Lost for withdrawing Directly from PayPal to Nigerian Bank using the Local Bank Exchange Rate
Please note that – if you decide to withdraw the money directly to your Nigerian Bank account using the UBA Naira Prepaid Card – after the arrival, the funds will be automatically exchanged for you at the local bank rate of ₦443/$.
And this means you will have to open a New UBA Bank Account – which is completely unnecessary (unless you already have an account – which is not an advantage, still).
Here is the money gains & lost context.
Now, if you withdraw $500 at the bank conversion exchange rate of ₦443/$, that will be ₦443 X $500 = ₦221,500.
But if you use the Dollar Denominated Prepaid Card with fnfSwap, you will get this for instance.
(As of the time of writing – 11th Nov 2022) – Exchanging it at ₦710/$, that will be ₦710 X $500 = ₦355,000.
In Summary:
Naira Value of $500 (with the local bank rate) = ₦221,500
Naira Value of $500 (using Dollar AFRI Card with fnfSwap) = ₦355,000.
Loses: ₦355,000 – ₦221,500 = ₦133,500
Meaning, using the local direct Naira bank rate, you would have lost = ₦133,500 of your money.
Of course, I know that this is not what you want, cause ₦133,500 will do a whole lot for you in this current economy.
Cause I got your back, see the best deal for you below.
[You can take this hot Coffee for the hot PayPal to Naira update below 😎 ]
How to Withdraw from PayPal Using the Dollar Prepaid Card to Naira
Method 1 – Withdraw with the UBA Dollar Prepaid Card
Step 1. Move the intended funds amount from your PayPal account to your UBA USD Prepaid Card.
Tip – here is how to do (in case you need help).
Step 2. Go to fnfSwap by IsuaWealthyPlace and get the latest dollar-Naira rates.
Step 3. Move the Dollars funds from your card 💳 to them.
Tip – here is how to do (in case you need help).
Step 4. Get Payment immediately.
There are way more payments you will see if you want. But guess what? 🙄
With UBA Dollar Card-to-Card transfers with fnfSwap by IsuaWealthyPlace, you get paid instantly, and if you’re not paid within 15 minutes, you get a $1 apology fee.
See vawulence testimonies
The thing is, because we keep our words of 1-15 transaction time, we get lots of vawulence testimonies from fnf like the ones below.
Here’s an updated one for 2023
See more PayPal to Dollar Prepaid Card in Nigeria Transactions & Payments
Let’s see a few Naira Payments.
There are way more payments and testimonies you will see if you want. But guess what? 🙄
With UBA Dollar Card-to-Card transfers with fnfSwap by IsuaWealthyPlace, you get paid instantly, and if you’re not paid within 15 minutes, you get a $1 apology fee.
Current PayPal to Naira Exchange Rate – is the exchange rate dynamic?
Answer – yes, it is.
PayPal to Naira exchange rate is dynamic, meaning, it can appreciate the more where you get more per $/₦ or depreciate for less.
We will always communicate the latest rate before the transaction with you.
Having seen the first method with the UBA Dollar Prepaid Card, let’s check out more in case you don’t feel like using the method.
But note, the PayPal to UBA USD card withdrawal method is the fastest way to get Naira for your Dollar.
Method 2 – Withdraw from PayPal with Wise (Former TransferWise) Account
Another method to get a good exchange Dollar to Naira rate is to withdraw your funds via Wise.
For some of us who might not know.
Wise (formally known as TransferWise) is a smart payment website or gateway with multi-currency accounts that make international money transfers cheap, fair, and simple for users.
For Nigerians, Wise is a payment option to receive digital and freelance funds from clients abroad and also move funds from PayPal for free, and lastly, get the best exchange rate value spend for your money in Naira.
The Big Question is,
Does Wise Work in Nigeria?
Yes, Wise.com works in Nigeria, although only FULLY verified Wise account owners can get international bank accounts in USD, GBP, and EUR to receive funds from clients abroad and also move funds from PayPal.
How does PayPal to Wise and Naira Work?
Just as with the UBA Prepaid Card, you will add your Wise USD-generated account to your PayPal account. And just as you would move funds to your Card, instead, you select Wise and get the funds in your Wise Balance.
When done, you move it to fnfSwap and ger Naira exchange ASAP.
Guide – How To Open a Wise Account in Nigeria, Fund, Verify & Use
Cons of using Wise to Withdraw PayPal Funds
- Funds from PayPal will not land on your Wise account instantly as compared to the UBA Dollar Card.
- Wise account compulsory $20 funding is scarce & hard.
(Luckily, fnfSwap by IsuaWealthyPlace will help you fund your Wise account.
- You need an international Passport or Drivers License to work with Wise. (NIN is not accepted).
Pros of using Wise to Withdraw PayPal Funds
- It is free to move funds from PayPal to Wise as compared to Card where $5 is charged for the instant delivery.
- It is free to move funds from one Wise Account to another.
- You also get a high exchange rate as UBA prepaid card (or more at times).
- You can move funds to Wise using any PayPal Country.
How To Withdraw PayPal to Wise to Nigeria Bank Account
Just as you move your funds from PayPal to UBA Prepaid Dollar Card, the same thing applies. But instead of selecting Card, you will select Bank – that is the Wise Bank Account we just added.
To move funds to Wise:
Step 1. Move the PayPal Funds to your Wise account.
- Click on Transfer Funds
- Select Bank – that you linked from Wise
- Confirm the amount and click Continue.
Step 2. Confirm the funds in your Wise Balance.
Step 3. Enter the Amount
Enter the amount you want to send or exchange. When done, click on Continue.
Step 4. Enter the fnfSwap Wise Email Address.
Enter our email address in the space provided.
P.S – we will give you an email address to enter.
Step 5. Confirm Transaction.
Now, review details of your transfer to us.
Funds transfer from User to User on Wise is FREE.
Finally, click on “confirm and Send” and fnfSwap will receive the funds.
Step 6. Get Payment in Naira
Get Funded instantly in Naira with money sent to your Naira account.
As per fnfSwap culture, you will get Naira funded instantly at a high rate.
That is all.
Get started below.
Summary Note
The UBA Dollar Prepaid Card withdrawal works with the following PayPal accounts:
- Nigerian Business Account.
- Lesotho Business Account.
- Iceland Business Account.
- Serbian Business Account.
- Mozambique Business. Account.
- UAE Business Account.
- Senegalese Business Account.
***Note – this is not an exclusive list – meaning, you can try out with your PayPal if it is different from the list (BUT DO NOT LINK IT TO A USA or UK PayPal).
The Wise Account withdrawal method works with all PayPal Countries
(Not tested with Nigerian Business account yet).
Why Transact with fnfSwap by IsuaWealthyPlace?
#1. We are registered – all transactions are enabled through – “IsuaWealthyPlace Publishers” – a legal and registered Business Name with Corporate Affairs commission in the Federal Republic of Nigeria with the BN: 3560824.
#2. Transactions are processed via our Business Accounts.
#3. You get paid above the market $/₦.
#4. You get a FREE $1 if your payment exceeds 15 mins (as of the time of sending your funds).
#5. You get the best exchange relations customer support.
#6. You can exchange your funds even after the close of work at 9 pm.
#7. You can transact your funds on weekends (Sunday inclusive).
#8. You can exchange as low as $10.
See a few transactions with fnfSwap clients over the week and today below – observe – all payments are done under 15 mins, else, if payment to your bank account exceeds 15 mins, you get an apology fund of $1 FOR FREE.
Transaction with Bethel
Payment transfered to his Nigerian Bank Account below – within 5 minutes
Transaction with Pioneer Freelancer
Payment transfered to his Nigerian Bank Account below – within 7 minutes
Transaction with Daniel
Payment transfered to his Nigerian Bank Account below – within 8 minutes
So, high ₦/$ rate, swift payments, and instant customer support are a few reasons why our clients and community are happy to work with us.
Get PayPal Account Guides in Nigeria
#1. How to Have a Long-Lasting PayPal Account – PDF
Click here to download a guide on how to safeguard your PayPal account
#2. How to Link Card to PayPal
Click here to download how to link a card to your PayPal account
Tips to Operate A Lasting PayPal Account from Nigeria – From Experience
You need to take note of this vital information because when I discovered this, I quickly went on to close my PayPal account and opened a new one.
- Do not use the wrong information to open your PayPal account.
Do you know why?
If you use the wrong information to open the account, a time will come when you will have to verify it because as you receive lots of funds above the threshold your account can carry, you will need to tell PayPal that the transactions are legit.
On the other way round, if you had used the wrong information to open it, you will need to use the same information to verify it, else, your account will be locked up by PayPal, and what next?
PayPal will give you more days to verify the information, and if as a result, you can’t still verify it, you will be allowed to log in and withdraw the funds, then your account will get closed permanently.
So, to open a valid PayPal account, use only valid information. That is your real name, email address, and home address.
Alternatively, it is also better for a PayPal expert to open an account for you – with valid documents included.
- Always log in using your Country’s PayPal URL
If your PayPal account is a Lesotho, make sure to always log in using Paypal.com/ls and not direct through the PayPal.com URL.
- Avoid changing IP Addresses
Also changing your IP Address often if you want to use your MTN mobile line for accessing your account, continue with that and do not change to Airtel or 9Mobile.
And if possible, use the same device always to login.
- Don’t Receive Multiple fnf funds to a Business Account
This is a big-time red flag. Do not receive funds from FAMILY AND FRIENDS PayPal to your Business account, else, it’s only a matter of time before your account will be limited.
How I lost my PayPal Account 🙄
Before the PayPal agreement with our special type of account that locks up bad funds instantly, I was using a Lesotho account and over $1,000 was held in it.
I got the dreaded message from PayPal because someone sent me consecutive 3 fnf funds without my knowledge, see below.
- Use A PayPal Account You Have All the Verification Documents at Hand
A few documents PayPal might require from you include a Photo ID, Proof of Address, and a Utility Bill.
If you can get the documents from the same PayPal country, it better, because if you upload Nigerian Documents to a Lesotho account (for instance), you might get lucky and it gets approved, else, if it gets rejected, you will get their dreaded message of “You can no longer use PayPal”.
And if you try opening another account with the same method, it will still get banned immediately after you are done.
I mean, if you don’t have the required documents from the PayPal country, then make sure not to leave anything up to $200 in your PayPal account balance.
For more on PayPal tips and what I learned, get the updates here when it is published – for PayPal enthusiasts only.
How to Avoid 21- or 180-days PayPal Funds Holding
Now, if you experience a 21-day hold on your funds, it is because you received a high figure amount of money in your PayPal account too early.
That is to say, if you opened your PayPal account today and next tomorrow you receive $300-$400+, your funds will be on hold for 21 days.
Here is a sample of the funds when it was on hold for 21 days when I first opened the PayPal account and received about $400 sent to a friend of mine from Abroad in early 2020.
On the flip side, no need to fear as your funds will be released after 21 days.
However, as you have seen above, the new PayPal account I opened a few days ago after deleting my main account just received $350+ and it was available on the main balance and not on hold.
Here are a few things you can do to clear your Funds from “on Hold
- Receive a small amount of PayPal funds first to warm up the account so it can earn PayPal’s trust
- See more in the Blueprint.
By the way, Listen Up. Want to get the Latest Tips and Updates on Online Payments & UBA Dollar Prepaid Card funds Prices and News? If yes, join our NEW exclusive WhatsApp community here.
FAQ about Sending and Withdrawing of PayPal Funds in Nigeria
What is PayPal in Nigeria About?
PayPal is a payment service that enables you to pay or send money, and also accept payments.
As a Nigerian, you can open an account, add a credit card or link a bank account to your PayPal account to fund online purchases.
It’s safer than sending a money order through the mail as long as you use Goods and Services when sending a payment, you have buyer protection should the item not arrive or is different than what you ordered.
Can I Withdraw money from PayPal in Nigeria?
Yes, you can. You can use your debit cards linked to the card and withdraw the funds to your Nigerian bank account, or transfer it another user in Nigerian in exchange for Naira.
Can I receive Funds with PayPal in Nigeria?
Yes, you can. To do this, you will have to use a Nigerian, Lesotho South African, Iceland and other Nigerian eligible Business PayPal accounts, else, a personal Nigerian PayPal cannot receive money.
Going forward, if you want to operate e a personal account like the UK and USA in Nigeria, you will have to make use of a good Virtual Private Network (VPN).
What is the current PayPal exchange rate in Nigeria (Naira to dollar)?
The current rate of PayPal to Naira exchange depends on the market trading value which is at ₦420/$ at the local bank, and the best $/₦ rate with fnfSwap. Check out the details here.
How long does it take to Send Money to a BANK through PayPal in Nigeria?
When you send money from PayPal to a Nigerian bank it takes 3 days or more to be processed, and a few days more for your local bank to exchange it for Naira. In total, it might take up to 7 days.
How long does it take to send money to CARD through PayPal in Nigeria?
When you send money to other users, it can take 1-3 days before the recipient receives the PayPal money. However, if you want instant funding, you can use the transfer option which normally would take 3 days as well, but PayPal will process it instantly in 30 minutes or more if there are verification requirements.
How long does it take to receive a PayPal Payment in Nigeria?
It takes minutes to send and receive money between PayPal accounts and 2–3 days from a bank to a PayPal account. It is faster if you are sending the funds via your card linked to PayPal from your local bank.
How to Use PayPal in Nigeria
- First, use a valid or a new email address to open a PayPal account.
- Confirm the email address, and use a strong password.
- For first-degree verification, link your PayPal account to an approved debit/credit card.
- For second-degree verification, link a bank account to the account.
- Withdraw your PayPal funds to your Nigeria bank account or credit card.
Can I link a Nigeria Bank Account to PayPal?
Yes, you can. But only virtual US, UK, and European bank accounts are eligible to be added to PayPal accounts. I mean, you can’t add a normal Nigerian Naira or Dollar account to any PayPal account.
Can I make my PayPal Account Valid and Active for use in Nigeria?
Yes, you can. To make your PayPal account valid, you will first of all, link a phone number to the account, confirm your email address, add and link credit/debit cards, and possibly add and confirm a US bank to the PayPal account.
Going forward, you will be asked to provide Proof of Residence, Passport, Identity, and other required documents to remove all forms of limitations.
There are various reasons PayPal holds funds, but if your account is new, it is for credibility. Here is what I mean.
If you have a new PayPal account, it will take some time to build up a positive reputation as a seller, therefore, PayPal will possibly hold the funds for 21 days pending if they will be issues raised by the buyer.
After this time, be rest assured that your funds will be available in your balance for withdrawal.
PayPal Alternatives in Nigeria
There are many other payment platforms to receive cash online in Nigeria. Some of the popular ones are:
- Payoneer
- TransferWise (Now Wise)
- Skrill
- Payer
- Western Union
- Zelle
- Cash App
- Bank Wire
- Cryptocurrency
Which Popular Banks in Nigeria Work and Use PayPal?
A few of the Banks in Nigeria that have a partnership with PayPal, and whose Credit/Debit cards can be linked to a PayPal account to are: UBA, First Bank Nigeria, FCMB, Access Bank, WEMA Bank, GTCO (formerly GTBank), and Flutterwave.
I forgot my password. How do I reset it as a User in Nigeria?
A few of the Banks in Nigeria that have a partnership with PayPal, and whose Credit/Debit cards can be linked to a PayPal account to are: UBA, First Bank Nigeria, FCMB, Access Bank, WEMA Bank, GTCO (formerly GTBank), and Flutterwave.
I forgot my password. How do I reset it as a User in Nigeria?
Should you forget your PayPal password and you want to charge it follow the step below.
- Go to our Login
- Click Forgot password?
- Enter the email address you use for PayPal and click Next. (If you’ve forgotten the email address, click Forgot your email?).
- Choose how you want to complete our security check and click Next.
- Once you complete the security check, we’ll ask you to create a new password. That is all.
How to Contact PayPal Customer Support
Log into your account and use the live chat feature from PayPal’s message center or reach out to the PayPal care desk via 1-402-517-4519.
What is PayPal’s email address? You can contact their support by opening a chat on Twitter or Facebook.
To contact PayPal on Facebook, chat them here – you can https://www.facebook.com/PayPal. And to contact on Twitter, go here – @AskPayPal.
To connect with their call desk, add + to this phone number – 1-402-517-4519.
Lastly, you can message them via the message center in your account. You will have to log in to your account to do this.
Does PayPal Work in Nigeria?
Yes, it does. The payment platform now allows Nigerians to open either a Personal or Business account to run their online businesses, and the Nigerian PayPal web address is www.paypal.com/ng.
Is PayPal banned in Nigeria?
No, it is not. PayPal service is fully available to all residents of Nigeria who operate online businesses or wish to send money to friends and family.
Is PayPal available in all parts of Nigeria?
Yes, it is. You can use PayPal in any part of the country, be it in Akwa-Ibom, Abuja, Ondo, etc.
How Can I receive funds through PayPal in Nigeria?
You can receive funds with any PayPal business account in countries like Lesotho, Iceland, Serbia, Senegal, and lots more, but you can’t with a Nigerian personal account.
The personal account that you can receive funds in Nigeria is US, UK, and other European PayPal accounts which you will have to operate with a VPN.
Why is the payment I sent pending on PayPal?
- There are many reasons for pending funds. See some of them below.
- If a payment you sent is pending or unclaimed, it means the recipient is yet to receive it or hasn’t accepted the payment.
- It was sent to an email address or phone number that isn’t registered to a verified PayPal account.
- The recipient has opted not to automatically accept some payments.
What can I do if I send a Payment to the wrong PayPal Account Address?
You can cancel the payment. To do this, go to your Activity, find the payment, and hit the Cancel button.
Why was my payment declined on PayPal?
- There are still many reasons, but below are a few of them.
- If you need to confirm the email addressassociated with PayPal.
- If you need to confirm your credit or debit card so we know you’re the card owner.
- If you need to update the expiration date or billing address associated with your credit or debit card.
- If you need to Resolve a limitation placed on your account, and etc.
Can I withdraw the funds in USSD instead of naira?
Yes, Rose. I have done as well. All detailed in the blueprint.
Hello,
My paypal account is just two days old. Can I receive 14,999.23 USD in my paypal account and send to my Nigerian bank account.please help.
I don’t think it’s a great idea to receive such a huge amount of money for a new account.
Why?
You want to receive in hundreds first to build trust for some time before receiving such. Besides, you will/may need further verification documents for an amount of such magnitude.
Well done Isua,The Article was great..I learnt that as soon as ones Account reaches $600 ..Paypal ask for usa tax payer number ..how can one this be resolved?
Yes, that is true.
I don’t recommend a USA PayPal account either unless you have a STRONG VPS OR VPN.
What I recommend is a UAE or Lesotho business account. You can transact up to $3,500 because of limitations. And by adding an account number, you can send an unlimited amount of funds.
However, as time goes on, you will be asked a “TAX ID NUMBER”. You have to provide this and proceed. I have gone through this stage, so, no problem.
Student
I don’t get your point, please. Do you mean to say, you need a student’s account?
So a Nigerian UBA Afri card can be linked successfully to a Lesotho PayPal? And also can withdrawals be made directly to card instead of to bank accounts?
Yes, you can but with the local rate of about N416. You can get up to N500+/$ using fnfswap – check it here – https://isuawealthyplace.com/fnfswap/
which type of password. is it number or name or email
I don’t really get your question, Dan.
Does the naira debit card limit also affect send money from Paypal using naira linked card?
I am not sure of that.
I registered with http://www.paypal.com/ng
Can I withdraw with my UBA Africard?
I am not sure of that, Susan. But you can talk to me on WhatsApp so we work it out.
I registered with http://www.paypal.com/ng
Can I withdraw with my UBA Africard?
No. It is not recommended and you can’t withdraw.
Open a Lesotho, and if you want a high rate, you check out fnfswap.
I’ve linked my Access Bank visa card successfully to a South African PayPal, but if I click on transfer funds it only show me to transfer to a USA Bank. Wich provides space for me to add a bank account and routing number. can I add my access Bank account to it? if yes, how do I know the routine number for Access Bank?
thank you!
Hi, Hamisu, kindly use the contact page and talk to me on WhatsApp.
I can’t find ur WhatsApp no. Please I need to talk to you on this PayPal issue. Thank you
Chat here – https://api.whatsapp.com/send?phone=2348094934011&text=&source=&data=
Can I link a dormiciliary account for withdrawal with PayPal?
No. But I can show you something interesting. Contact me here – https://isuawealthyplace.com/about-wealthy-place/contact-wealthy-place/
Hi, please can I link a zenith master card to my PayPal account for withdrawal of funds?
You can try, but the withdrawal is not likely to work.
Evening Mr Offiong, I had played some PayPal game and I have been place on review over a month now. I can’t even seen my paypal balance not to talk of withdrawal. Should l close my account and open another one? Will the amount redeemed still be avail able? Tnx n what is this fnfswap?
You can open a chat with me. This is fnfSwap – https://fnfswap.com.ng/
l had a virtually opened PayPal account, US PayPal, it’s been limited. how do l resolve the limitation
No way to claim it. You need to open another one.
You said you have to pay $5 for every withdrawal, so if I want to withdraw $20, I have to pay an extra $5?
Hi Simi, check this out – https://fnfswap.com.ng/
Good day… It’s been so long I opened my account, more than a year buh I’m expecting my first payment into the account tomorrow. The payment is in batches 200$ 500$ and 400$, will my account still be put on hold
Yes, it will if it is a new account. Else, it will be fine. You can do well not to receive above $500 per day.
Please sir I need your help I really need to withdraw from my PayPal account.. I don’t know how to go about it…
Hi, Florence, pls chat with me here – https://isuawealthyplace.com/about-wealthy-place/contact-wealthy-place/
Good day, I really appreciate your efforts. I want to ask, which one is UBA AFRI NAIRA CARD, do u mean our normal visa or Mastercard? Secondly, u said something about Lesotho and UAE, what’s it all about in the PayPal account opening
Hi, Usman. Pls get the UBA Afri Dollar Card. It is free and you don’t need an account with UBA to get it.
#2. Forget about those accounts and use a UK account. It is better for your long-term business.
Hello good evening
Please can I withdraw using my zenith Bank master card, and how long does it take before am able to receive around 500$ into my PayPal account
If you are a new user it is not recommended to receive such a huge amount yet. Start with $100, or $200 and after like 3(1/2) weeks, you can receive $500. And, the zenith Bank master card won’t work.
Good day sir
Can I receive from PayPal account to payoneer account and transfer it to Nigerian account.
No, it won’t work.
Sir can I use my GTB master card to willdraw
No, it will not work.
Greetings Mr. Offiong. First of all, thank you for this. I’m in a bit of jam, I can’t watch the video on how to create a PayPal account. All I see in place of the video is “This video is private”. How do I get the video?
Thanks again.
Okay, I will open it up for you to see it.
Hello, is PayPal Account still working in Nigeria today 2022? If Yes, how can I open PayPal Account for both receiving & sending money.
Hi, Latty, yes, PayPal is still working.
You can try the PayPal Nigeria account, but currently, in other countries, PayPal gets limited immediately like Lesotho, UAE, and etc. But you can try it out first, and if you need further help you contact me.
Hi offiong, I want to buy PayPal account from someone so he told me that the only way I can withdraw my funds is to transfer it from PayPal to my Payoneer account then I will send it from there person needs it.but from all those things I read from you article let me know there another way I can use to withdraw it to my bank account easily
No, you can withdraw without Payoneer. And Payoneer to PayPal pairing was stopped.
Hi Isua, great article. Can I fund my Binance wallet from Paypal?
Hu, Gbenga, it is possible if you are using the USA or UK PayPal account. But mostly better with a USA PayPal.
hi
I opened a PayPal account but my friend told me not to use any PayPal business account in Nigeria that after I receive any payment in it I will not be able to withdraw it. so I don’t know if it true, I need advice please.
Hi, Ayo, you can use your business account to both send and receive PayPal funds in Nigeria.
sir my question is that: can receive money through paypal personal account in nigeria?
Hi, Eneojo. No, you cannot.
Can I open a Nigeria business PayPal account which can be used to send and receive payments both in Nigeria and abroad and some attempts to open a UAE account and was permanently limited.
Yes, you can open a Nigerian Business account and it will work.
Sup boss, can africard still be used on serbia as of December 2022
Yes, it can be linked. But note, if you are using a Serbian account, you will be asked to provide documents going forward.